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Deposits, Withdrawals and Verification on ray77

banking is built around the wallets you already use — DANA, OVO and GoPay sit at the front of our cashier so funding your account or pulling out your balance stays within the same flow you use every day.

DANA DepositOVO WithdrawalGoPay PaymentSecure VerificationFast Cashier Access
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ray77 Deposits, Withdrawals and Verification on ray77
ray77 Putting Money Into Your ray77 Account

Putting Money Into Your ray77 Account

Open the cashier from your account dashboard and you will see DANA, OVO and GoPay listed as your primary deposit rails. Pick the one that matches the wallet on your phone — most of our account holders in Surabaya and Bandung keep GoPay or DANA open in the background anyway. Select your amount, confirm in your wallet app with your PIN, and

the balance appears on your ray77 account. We do not charge a deposit fee on any of those three wallet methods. If the transfer screen shows a reference code, keep it until your balance updates.

  • Open the cashier — Log into your ray77 account, tap the cashier icon and select Deposit from the menu.
  • Choose your wallet — Pick DANA, OVO or GoPay — whichever wallet holds your funds right now.
  • Enter and confirm — Type in the amount, then approve the transfer inside your wallet app using your PIN or biometric.
  • Balance updates — Your ray77 account balance reflects the deposit once the wallet confirms the outgoing transfer on its end.
ray77 Verifying Your ray77 Account

Verifying Your ray77 Account

Account verification on ray77 is the step that keeps your withdrawals moving without friction. We need to confirm that the name on your account matches the wallet registered to your DANA, OVO or GoPay — it is a one-time process and protects your balance from being redirected anywhere you did not authorise. Prepare a clear photo of your national identity document and

a selfie if prompted. Upload them through the verification section in your account settings. Our team reviews submissions and updates your account status — you will see a confirmation in your account once the review is done.

  • Go to account settings — Find the verification section inside your ray77 account settings panel on web or mobile.
  • Upload your ID document — Submit a clear photo of your national identity card — make sure all four corners are visible.
  • Match your wallet name — The name on your ID must match the registered name on your DANA, OVO or GoPay wallet.
  • Wait for confirmation — Our team processes your submission and updates your account status; you will see the result in your dashboard.
LOCAL WALLET METHODS

Payment Methods We Accept on ray77

Every payment method in our cashier is a local wallet or bank rail that Indonesian account holders already use. DANA, OVO and GoPay cover the majority of deposits and withdrawals. ShopeePay and LinkAja are also available for eligible accounts. Bank transfer via QRIS is an option for those who prefer direct bank routing. Availability of each method depends on your account status and local law in your region.

DANA Deposit or withdraw directly from your DANA e-wallet — no extra steps, just open DANA and confirm.
OVO OVO transfers connect to your ray77 cashier in a few taps from the OVO app on your phone.
GoPay GoPay sits inside the Gojek app — fund your account or pull cash out through the familiar GoPay flow.
ShopeePay ShopeePay is available for eligible accounts — check your cashier to see if it appears for your region.
LinkAja LinkAja supports deposits where the method is active — your cashier will show it if your account qualifies.
QRIS / Bank Transfer Prefer direct bank routing? Use QRIS to scan and pay from your bank app without entering card details.
ray77 Moving Your Balance Back to Your Wallet

Moving Your Balance Back to Your Wallet

Withdrawals on ray77 go back to the same local wallet you used to deposit — that keeps the money trail clean and your account verification straightforward. Head to the cashier, select Withdraw, choose DANA, OVO or GoPay, and enter the amount you want to move. We will ask you to confirm the wallet account number tied to your ray77 profile before processing.

If your account identity has not been verified yet, you will be prompted to complete that step first. We do not set a processing schedule that we cannot keep, so we describe the path rather than promise a time.

  • Open Withdraw — From the cashier, select Withdraw and choose your preferred wallet — DANA, OVO or GoPay.
  • Enter the amount — Type the amount you want to cash out, keeping it within the balance shown on your account.
  • Confirm wallet details — Verify the wallet account number linked to your ray77 profile matches where you want funds sent.
  • Complete any pending verification — If your identity check is outstanding, submit it here — withdrawals release once verification is clear.

Common Questions About ray77 Banking

These are the questions we hear most from account holders about deposits, withdrawals and verification. If your situation is not covered here, reach out through the live chat or support channel inside your ray77 account.

DANA, OVO and GoPay all connect directly to our cashier. Most account holders pick whichever wallet already holds their balance — the steps are the same for all three.

Check your wallet transaction history first. If the outgoing transfer shows as successful but your balance has not updated, save the reference code and contact our support team through live chat.

Minimum deposit amounts depend on the payment method selected and may vary. Check the cashier screen — the minimum for each method is shown before you confirm the transfer.

We route withdrawals to the wallet linked to your verified account. If you want to change your withdrawal wallet, update it in account settings and complete any required re-verification first.

Verification timing depends on submission volume. Once you upload your ID and any required selfie, our team reviews it and updates your status — you will see the outcome in your account dashboard.

First confirm your account verification is complete. Then open live chat support inside your ray77 account, share your withdrawal reference number, and our team will check the status directly.
Reference

Ray77 Banking

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.

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